Call HealthMarkets 1-855-853-6216

Welcome, hospitality workers

Looking for insurance? Start here.

The National Restaurant Association and State Restaurant and Lodging Associations are working with HealthMarkets to help you find the insurance you need.

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Need help finding a health plan?

Call 1-855-853-6216 to speak with a licensed insurance agent.

Finding health insurance that fits your budget can be hard. HealthMarkets Insurance Agency has licensed insurance agents ready to help you find plans that fit your needs from nationally recognized insurance companies in your area.

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Understand your options

When deciding on health insurance for you or your family, keep these important distinctions in mind:

  • Individual Marketplace

    Affordable Care Act (ACA) plans, sometimes referred to as Obamacare, are major medical health insurance plans that offer coverage. Depending on your household size and income, you may qualify for premium tax credits, or other cost saving options to help reduce your monthly premiums. However, enrollment is limited to the Open Enrollment Period or when you experience a qualifying life event that makes you eligible for a Special Enrollment Period.

  • Short term health insurance plans

    These plans offer coverage for common health services (doctor office visits, emergency room, hospital inpatient) for a temporary length of time. Plans are designed to be budget-friendly and to fill the need for medical coverage in between long-term, major medical insurance plans. Note, services and benefits can differ based on the plan and your state of residence.

  • Medicare plans

    Medicare Advantage plans are available for those who are eligible, usually persons 65 or over, or certain individuals with a qualifying disability. Medicare Supplement Insurance plans can help reduce out-of-pocket costs. Medicare prescription drug plans (PDPs) help cover the cost of eligible medications. Medicare Advantage Enrollment occurs annually during the enrollment period that runs from October 15 to December 7.

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See if ACA coverage could be right for you

If you have pre-existing conditions, take regular prescriptions or are generally looking for broader benefits, and ACA plan may be a better fit. Explore if one of the ACA Marketplace plans available in your area might be right for you.

 

Call 1-855-853-6216 to speak with a licensed insurance agent.

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Apply for a Short term health insurance1 plan

Short term plans may be a good fit while you're searching for long term coverage. While plan availability and duration varies by state, short term health insurance can be a fast, flexible insurance option that can help during a time of transition.

 

Call 1-855-853-6216 to speak with a licensed insurance agent.

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Medicare help when you need it

Do you qualify for Medicare but need help finding a health plan that fits your needs? A licensed insurance agent can help you compare Medicare Advantage plans, prescription drug plans, and even Medicare Supplement options.

 

Call 1-855-853-6216 to speak with a licensed insurance agent.

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Dental, vision and other coverage options

Looking for other coverage options like dental insurance, vision insurance and more? HealthMarkets can help with that, too.

Round out your insurance coverage with plans that help cover care for your smile and your eyesight.

Give us a call at 1-855-931-6492.

1 Short term plans are medically underwritten and generally do not cover preexisting conditions. This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy/certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy/certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. This is not Minimum Essential coverage as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. Some Short Term plans are available as association group insurance only to members of FACT, an independent association. Additional membership fees may be required.

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer's enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

© 2026 HealthMarkets Insurance Agency. All rights reserved.

Attention: This website is operated by HealthMarkets Insurance Agency and is not the Health Insurance Marketplace website. In offering this website, HealthMarkets Insurance Agency is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov.

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in a plan. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Medicare has neither reviewed nor endorsed this information.